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Why You Need Business Interruption Insurance

Preparing for the Worst

Insurance is something that we all need to have, but hope that we will never need to use. No business owner wants to think about a situation where they will have to close down and lose profits. Unfortunately, life is unpredictable, and sometimes things happen beyond our control. Being a responsible business owner means planning for the best but still preparing for the worst. In the event of a disaster, like a hurricane or a fire, you’ll be glad that you took the time to sign up for Business Interruption Insurance.

What Business Interruption Insurance Covers

If your business property is physically damaged during a disaster, property insurance kicks in to cover the repairs. However, repairs can take time. Depending on the extent of the damage, you might be unable to work in your office for a while, possibly even a few weeks or months. This can quickly start to cut into profits because business can’t run as usual. If you’re a medium to large business that includes additional employees, this could negatively impact them as well. A Business Interruption Policy keeps your business afloat and in the same financial state as if the disaster never happened.

How Can You Sign Up

Speak with a Licensed Commercial Agent to ensure that you have proper Business Interruption Insurance. Protect your profits, investors and your employees from the negative impact of unforeseen circumstances. Depending on your needs and business set-up, you can either add it on to your existing property insurance coverage or include it as part of an overall comprehensive package. Give yourself and your employees the peace of mind that comes with being fully insured.

Request a quote today!

by Anastasia Climan – Content Creator at Half Full Marketing

 

 

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