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Hurricane Season 2020 Preparedness

How this year’s preparations may look different from the past.

Native Floridians know that while the official season starts in June, hurricane season usually ramps up in August. If you haven’t begun to prepare for this year’s hurricane season – now is the time! While we know this year may have more fears and anxieties attached to hurricane season, the best thing you can do to ease those feelings is to plan and educate yourself. Here is a breakdown of how to protect you and your loved ones from this year’s threats.

What do you need to know about 2020’s Hurricane Season?

Due to the COVID-19 pandemic, you’ll need to review your old hurricane plans and revise them to account for supply chain issues, cashless businesses, personal protection gear, and extra hygiene items: this, all on top of your typical arrangements.

 

How can you protect your home?

Tree trimmers and home repair contractors can get overwhelmed when a storm is in view, so now is the time you should check your property for potential issues related to storm damage.  Here is what we recommend taking care of this month:

  • Check trees on your property for damaged or fallen limbs and possible rotting signs.
    • Debris from trees are one of the leading causes of property damage during a hurricane, taking care of these issues now can remove one item off of your check-list.
  • Check for and repair any leaks in your roof
  • Plan where your outdoor furniture/plants will go if a storm comes
  • Plan for how you’ll be covering your windows
    • If you haven’t purchased them already, look into the many hurricane shutter options on the market.
  • Learn how your county distributes sand-bags and what you’ll need to bring with you to the distribution centers.
    • What to know:
      • Locations
      • Limits per household
      • Will you need to provide your bags & shovels?
    • Review your insurance coverages: Are you covered against hurricane and flood damage?
      • Do not forget the lessons learned from Hurricane Harvey, where more than 80% of affected families were under or uninsured for Flood. Whether it is through the NFIP, a private flood insurance program, or a hurricane addendum. It is crucial to find a policy that works for you. Access the coverage you already have to see if you’re covered before it’s too late. Our agents can help you make sure your family is protected by doing a free coverage analysis, contact us today to get started.

How can you protect your family, and what needs to be in your 2020 Hurricane Kit?

If you’ve braved a storm in the past, you know that non-perishable food, water, flashlights, radios, and batteries are just the standard essentials. Generators are also a big-ticket item for families planning to stay in their homes. We encourage you to look at what you’ve done in previous years and consider adding the following to your strategy:

  • Multiple face-masks for each family member
    • Note: It is not currently recommended to stock up on latex gloves solely for virus protection. For the general public, wearing gloves is not necessary for most situations, like running errands. CDC recommends wearing gloves when you are cleaning or caring for someone who is sick. Although having a pair of rubber or work gloves available to you may come in handy for post-storm clean-up.
  • Extra hand sanitizer and soaps
    • A fresh source of clean water for handwashing (note: burst water lines during storms may cause issues with your primary water source)
  • Adding extra non-perishable items like canned goods
  • Getting your supplies during your regularly planned grocery trips
    • This will reduce your exposure to the virus and prevent you from dealing with the crowds of last-minute hurricane prep
  • Download and review the Florida’s Division of Emergency Management Supply Checklist to make sure you have all of the supplies to need to brace the storm.
  • Download our Hurricane Evacuation Checklist if you plan on leaving your home
    • Our team, alongside Mangrove Evacuation, put together an easily printable Hurricane Evacuation Check-List according to CDC and FEMA recommendations. Download your free copy.
    • Remember, if officials tell you to evacuate – evacuate!

 

Our team of Insurance experts are here to make sure you and your family stay safe this hurricane season. Call or click today to get your free coverage analysis!

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Or, send us an email at [email protected] | Call us at (321) 733-6253