Personal Umbrella

It is important to understand what happens when you exhaust the insurance limits on your Homeowners, Watercraft or Personal Auto policies.  In most cases, defense stops and you are responsible for any costs over your coverage limit.

No one wants that to happen!

Jury awards and settlements beyond your insurance limit can be financially devastating to you and your family.

A Personal Umbrella Policy (PUP) can protect you against unfortunate events that threaten your livelihood. They provide liability coverage over and above the limits of your Home, Auto or Watercraft policies. The premium for this policy is surprisingly affordable.

At DRS, we will help you determine the coverage limit that fits your financial need and budget.