Auto & Truck Insurance
The best protection at an affordable price for your travels ahead.
One of the greatest risks we face is the liability arising from an automobile accident. Driving is something that most American’s do every day. Make sure that you and your family are covered.
Available Auto Insurance Products:
Knowing your coverage is important. We’re here to help you understand your insurance needs, and find the
right coverage at the best price. Learn about the auto insurance coverages offered by DRS Insurance Group:
Bodily Injury Liability Coverage
Coverage for bodily injury or death resulting from an accident for which you are deemed fully or partially at fault. Provides you with Legal Defense for events that cause or allege injury through the use of your vehicle.
Combined Single Limit (CSL)
Combines the Bodily Injury and Property Damage Liability into one limit. Using this option can often be a more cost-effective method of securing higher coverage for an accident.
Pays for medical expenses of the driver and passengers in your vehicle incurred as a result of a covered accident regardless of fault.
Comprehensive Physical Damage Coverage
Pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.
Property Damage Liability Coverage
Provides you with legal defense and protection when your vehicle accidentally damages another person’s vehicle or property.
Personal Injury Protection (PIP)
Covers medical expenses and, in some cases, loss of wages for injuries resulting from an automobile accident regardless of fault. Coverage is unique to Florida and several other states. The so-called “No-Fault” Law was initially designed to ease the flow of litigation from automobile accidents.
Uninsured Motorist Coverage
Pays for your injuries if they are caused by an uninsured or a hit-and-run driver. In some cases, under-insured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.
Pays for damage to your vehicle when it hits or is hit by another object.
TOOLS & RESOURCES FOR THE ROAD
The latest tools, news, trends, and more for protecting what matters most.