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Personal Auto

Personal Auto Coverage

The best 
protection at an affordable price.

One of the greatest risks we face is the liability arising from an automobile accident. Driving is something that most American’s do every day. Make sure that you and your family are covered.


The 411 on Auto Insurance.

Knowing your coverage is important. We’re here to help you better understand your insurance needs, and to help you find the right coverage.

Bodily Injury Liability Coverage

Coverage for bodily injury or death resulting from an accident for which you are deemed fully or partially at fault. Provides you with Legal Defense for events that cause or allege injury through the use of your vehicle.

Property Damage Liability Coverage

Provides you with legal defense and protection when your vehicle accidentally damages another person’s vehicle or property.

Combined Single Limit (CSL)

Combines the Bodily Injury and Property Damage Liability into one limit. Using this option can often be a more cost-effective method of securing higher coverage for an accident.

Personal Injury Protection (PIP)

Covers medical expenses and, in some cases, loss of wages for injuries resulting from an automobile accident regardless of fault. Coverage is unique to Florida and several other states. The so-called ‘’No Fault’’ Law was initially designed to ease the flow of litigation from automobile accidents.

Medical Payments

Pays for medical expenses of the driver and passengers in your vehicle incurred as a result of a covered accident regardless of fault.

Uninsured Motorist Coverage

Pays for your injuries if they are caused by an uninsured or a hit-and-run driver. In some cases, under-insured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.

Comprehensive Physical Damage Coverage

Pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.

Collision Coverage

Pays for damage to your vehicle when it hits or is hit by another object.

Check out our blog!

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Uninsured and Underinsured Motorist Coverage

It’s every driver’s worst nightmare! You’re in an accident and the other driver doesn’t have enough insurance to cover the damages. Don’t panic…this scenario actually happens more often than you may think.


Why Your Basic Car Insurance Will Fail You

When you’re on a tight budget, it’s common to opt for the cheapest available car insurance policy. What most people don’t realize is that minimal-cost insurance will end up costing them much more if anything happens.


Summer Car Care Tips for Hurricane Season

With hurricane season comes Summer weather, and new challenges for keeping your vehicle in peak condition. While caring for your vehicle may not be the thing you’re most excited about this Summer.