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It’s time to have a difficult conversation…

The events of the past 12 months have been horrific.  Paris, San Bernardino, Istanbul, Orlando, Bangladesh, Nice…the list of tragic events continues to grow. In the aftermath of these terrible events, it’s time to have a tough conversation about your business…regarding Terrorism. Post 9/11, Congress provided an avenue to subsidize insurers with coverage for Terrorism …

Hurricanes

Well, it’s early June, the kids just ended another school  year, and we’re already in the ‘’C’s.”  We’ve  enjoyed such a nice long stretch with no ‘’weather worries,’’ it seems a shame to have to begin moving the lawn furniture inside again.   But, wake up Florida!  Jim Cantore and his crew have come out of …

The One Thing We Forget While Spring Cleaning

Spring is a wonderful time of the year.  It seems to bring people back to life; puts a little ‘’bounce’’ in their step.   There is so much to be thankful for, and so much going on:  Easter, NCAA March Madness, The Masters Tournament, the Snowbirds go back home (just kidding)… In Florida, where spring comes early, we …

Distracted Driving: How Bad Can It Get?

Years ago, the most dangerous thing we did behind the wheel was ‘’jamming a cassette into the 8 track player.’’  Obviously, I’ve been around awhile. Today, you have to be an expert multi-tasker just to operate a vehicle:  Cell phones, GPS systems with monitors, radios with multi bands and hundreds of channels…there’s a lot to …

A New Year’s Resolution

How many things do we buy that we never use, certainly not shoes or clothes or even the newest ‘’kitchen gadget.”  We can’t wait to try on our new outfit, or use the latest and greatest to make our life easier and, more fun! Insurance is not like that new pair of shoes that we have …