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Insuring Your Risky Business

General Business Insurance There are three main types of liability insurance you need for business: General, Product and Professional. General insurance is your starting point for protection against medical costs from injuries. It also includes risk of property damage and a few other common liabilities. The fee for business insurance will vary greatly depending on …

The Need to Know on Auto Insurance this Hurricane Season

Being Aware of Auto Coverage Details It’s never safe to assume that your auto policy will cover your car in the event of a hurricane. Don’t push your luck by waiting to find out the hard way. If you live (or plan on driving to) an area that is at risk for hurricanes, check your …

Protecting Your Boat During Hurricane Season

Protecting your boat from Hurricane Storms Hurricanes are any boater’s worst nightmare. A sudden storm on the water can become a potentially fatal situation that should be avoided at all costs. Always prepare in advance by checking the weather before you head out, especially for a long trip. Having certain things on hand will help …

The 411 on Boat Insurance

Do I Have to Have Boat Insurance? In Florida, the quick answer is NO, however, the true answer really depends. You are not legally required to have a boat license or insurance to drive a boat in Florida. If you don’t fully own your boat, it’s common for the lender to require boat insurance during …

The Basics on Tractor Trailer Coverage

Do you have the right coverage? If your business involves the use of tractor trailers, you’ll want to make sure you have proper coverage in addition to your general policy. A good insurance agent will piece together the components needed to fully cover you depending on your individual situation. If you are leasing the tractor …

Uninsured and Underinsured Motorist Coverage

Preparing for the Worst It’s every driver’s worst nightmare! You’re in an accident and the other driver doesn’t have enough insurance to cover the damages. Don’t panic…this scenario actually happens more often than you may think. Luckily, there is a contingency plan that you can get to make sure that you’ll be fully protected. It’s …

Insurance Every Business Needs

Protecting Your Business To own a successful business, you’ll need the protection of several types of insurance. By asking yourself a few key questions you can get started in the right direction. Are you on the road, in the office or working from home? Depending on the role that driving plays in your business, vehicle …

Summer Home Care Tips

Tips on getting your home ready for summer. You know it’s Summer time when you unfold that utility bill to a whopping three digit number. We’ve gathered a few tips together to help you prepare your home for Summer and ensure low costs in your utility bill. So sit back with a nice cool glass …

Summer Car Care Tips

Taking Care of Your Car this Summer Summer is right around the corner, and many are busy making plans for seasonal fun. Whether you’re preparing for a cross-country road trip or just planning to stay local and hit the beach, it’s likely that your car will be doing lots of driving this summer. Here are …

Driving Safely In The Rain

Springtime comes a sure increase of rain. Whether it’s a soft shower or a heavy downpour, driving in the rain requires careful attention & skill. Follow these tips to stay safe on the road and avoid auto accidents. Turn On Your Lights On the road, rain reduces visibility for you and other drivers, so always …