Your Homeowner’s Insurance may cover more than you think.
If you own a home, you already know that homeowner’s insurance is a necessity. Most people think of homeowner’s insurance as coverage for damages from a storm or natural disaster, but did you know that it might also cover…
Landscaping in Your Yard
Considering landscaping your yard this spring with fresh flowers and greenery? Homeowner’s insurance comes in handy. That’s right—your trees, plants and shrubs are covered from certain types of damage or theft. Talk to your insurance agent to learn more about the details.
Your homeowner’s insurance covers important personal belongings, things like electronics, gear, furniture, and more. Even if you’re not at home, your policy may cover items that are stolen from your car, or a suitcase that is swiped while traveling.
Sheds & Garages
Your garden shed and items inside it, as well as your garage—detached or not— are also covered by your homeowner’s policy. Lawnmowers, tools, appliances, and other important items are protected if damaged.
Many homeowners’ policies cover some expenses related to identity theft, like legal fees, certified mail, and missed work. Be sure to speak with your insurance agent to verify the details of what is covered should you encounter identity theft.
Additional Living Expenses
In the event of a big storm or government evacuation, or if your house is inhabitable due to damage, your homeowner’s insurance will cover some or all of your daily living costs like alternate living arrangements, food, and other out-of-pocket expenses. Ask your insurance agent about your policy’s Additional Living Expenses coverage to learn more.
Have questions about your homeowner’s insurance, auto insurance, or any other coverage? Your insurance agent is here to help you understand your policies and make sure you have the coverage you need. Stop by the office or call today to discuss your current coverage and needs, and rest easy knowing that you, your family and your belongings are protected.
by Hannah Rosenboom – Content Creator at Half Full Marketing