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The Basics of Errors & Omissions Insurance

What is it for? Errors and omissions insurance, commonly referred to as E&O, is protection against claims that you or your company has been negligent while providing advice or care to a client. Anytime professional advice is being given, there is the potential for human error or miscommunication. If a client believes that important information …

Why You Need Business Interruption Insurance

Preparing for the Worst Insurance is something that we all need to have, but hope that we will never need to use. No business owner wants to think about a situation where they will have to close down and lose profits. Unfortunately, life is unpredictable, and sometimes things happen beyond our control. Being a responsible …

Determining Responsibility in Tricky Accidents

The Role of an Auto Claims Adjuster Being an auto claims adjuster is not an easy job. With so many variable factors that can play into the conditions of a driving accident, determining liability can quickly become a game of “he said, she said.” Although liability can usually be determined by a police report, it’s …

Insuring Your Risky Business

General Business Insurance There are three main types of liability insurance you need for business: General, Product and Professional. General insurance is your starting point for protection against medical costs from injuries. It also includes risk of property damage and a few other common liabilities. The fee for business insurance will vary greatly depending on …

The Need to Know on Auto Insurance this Hurricane Season

Being Aware of Auto Coverage Details It’s never safe to assume that your auto policy will cover your car in the event of a hurricane. Don’t push your luck by waiting to find out the hard way. If you live (or plan on driving to) an area that is at risk for hurricanes, check your …